Permitted CP disclosures to debt collectors
(1) A disclosure by a credit provider of credit eligibility information about an individual is a permitted CP disclosure in relation to the individual if:
(a) the disclosure is to a person or body that carries on a business or undertaking that involves the collection of debts on behalf of others; and
(c) the information is disclosed to the person or body for the primary purpose of the person or body collecting payments that are overdue in relation to:
(i) consumer credit provided by the provider to the individual; or
(ii) commercial credit provided by the provider to a person; and
(d) the information is information of a kind referred to in subsection (2).
Note: See section 21NA for additional rules about the disclosure of credit eligibility information under this subsection.
(2) The information for the purposes of paragraph (1)(d) is:
(a) identification information about the individual; or
(b) court proceedings information about the individual; or
(c) personal insolvency information about the individual; or
(d) if subparagraph (1)(c)(i) applies—default information about the individual if:
(i) the information relates to a payment that the individual is overdue in making in relation to consumer credit that has been provided by the credit provider to the individual; and
(ii) the provider does not hold, or has not held, payment information about the individual that relates to that overdue payment.