Atlantic Dialysis Management Services, LLC (“ADMS”) - a recent incident 13 months ago
Return Mail Processing Center
P.O. Box 6336
Portland, OR 97228-6336
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RE: Important Security Notification. Please read this entire letter.
Dear <>:
Atlantic Dialysis Management Services, LLC (“ADMS”) writes to notify you of a recent incident that may impact some of your personal
information described below. We take the privacy of information in our care seriously. At this time, there is no indication that any
information has been misused. However, ADMS is providing this notification to you out of an abundance of caution and so that you
may take steps to safeguard your information if you feel is it necessary to do so.
What We Are Doing:
ADMS has taken every step necessary to address the incident and is committed to fully protecting all of the information entrusted to us.
As a safeguard, we have arranged for you to enroll, at no cost to you, in an online credit monitoring service for 24 months through
Equifax. Due to privacy laws, we cannot register you directly. Additional information regarding how to enroll in the complimentary credit
monitoring and identity protection service is enclosed.
What You Can Do:
In addition to enrolling in the complimentary credit monitoring service detailed within, ADMS recommends that you remain vigilant in
regularly reviewing and monitoring all of your account statements and credit history to guard against any unauthorized transa ctions or
activity. If you discover any suspicious or unusual activity on any of your accounts, please promptly change your password and take
additional steps to protect your account, and notify your financial institution or company if applicable. Additionally, pleas e report any
suspicious incidents to local law enforcement and/or your State Attorney General. Please review the additional information below, which
contains more information about steps you can take to protect yourself against fraud and identity theft.
For More Information:
Should you have questions or concerns regarding this matter, please do not hesitate to contact us at 888-564-1179, or write us at 2314
College Point Blvd., Flushing, NY 11356.
Sincerely,
Steven Sotero
Director of Corporate Compliance
Atlantic Dialysis Management Services
STEPS YOU CAN TAKE TO PROTECT YOUR INFORMATION
Monitor Your Accounts
We encourage you to remain vigilant against incidents of identity theft and fraud by reviewing your credit reports/account st atements
and explanation of benefits forms for suspicious activity and to detect errors. Under U.S. law, you are entitled to one free credit report
annually from each of the three major credit reporting bureaus, TransUnion, Experian, and Equifax. To order your free credit report,
visit www.annualcreditreport.com or call 1-877-322-8228. Once you receive your credit report, review it for discrepancies and identify
any accounts you did not open or inquiries from creditors that you did not authorize. If you have questions or notice incorrect information,
contact the credit reporting bureau.
You have the right to place an initial or extended “fraud alert” on a credit file at no cost. An initial fraud alert is a one-year alert that is
placed on a consumer’s credit file. Upon seeing a fraud alert, a business is required to take steps to verify the consumer’s identity before
extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud alert lasting seven years. Should you
wish to place a fraud alert, please contact any of the three credit reporting bureaus listed below.
As an alternative to a fraud alert, you have the right to place a “credit freeze” on a credit report, which will prohibit a c redit bureau
from releasing information in the credit report without your express authorization. The credit freeze is designed to prevent credit, loans,
and services from being approved in your name without your consent. However, you should be aware that using a credit freeze may
delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a new loan, credit,
mortgage, or any other account involving the extension of credit. Pursuant to federal law, you cannot be charged to place or lift a credit
freeze on your credit report. To request a credit freeze, you will need to provide the following information:
1. Full name (including middle initial as well as Jr., Sr., III, etc.);
2. Social Security number;
3. Date of birth;
4. Addresses for the prior two to five years;
5. Proof of current address, such as a current utility or telephone bill;
6. A legible photocopy of a government-issued identification card (e.g., state driver’s license or identification card); and
7. A copy of either the police report, investigative report, or complaint to a law enforcement agency concerning identity theft, if
you are a victim of identity theft.
Should you wish to place a fraud alert or credit freeze, please contact the three major credit reporting bureaus listed below:
TransUnion
1-800-680-7289
www.transunion.com
TransUnion Fraud Alert
P.O. Box 2000
Chester, PA 19016-2000
TransUnion Credit Freeze
P.O. Box 160
Woodlyn, PA 19094
Experian
1-888-397-3742
www.experian.com
Experian Fraud Alert
P.O. Box 9554
Allen, TX 75013
Experian Credit Freeze
P.O. Box 9554
Allen, TX 75013
Equifax
1-888-298-0045
www.equifax.com
Equifax Fraud Alert
P.O. Box 105069
Atlanta, GA 30348-5069
Equifax Credit Freeze
P.O. Box 105788
Atlanta, GA 30348-5788
Additional Information
You can further educate yourself regarding identity theft, fraud alerts, credit freezes, and the steps you can take to protec t your personal
information by contacting the credit reporting bureaus, the Federal Trade Commission (FTC), or your state Attorney General. The FTC
also encourages those who discover that their information has been misused to file a complaint with them. The FTC may be reac hed at
600 Pennsylvania Ave. NW, Washington, D.C. 20580; www.identitytheft.gov; 1-877-ID-THEFT (1-877-438-4338); and TTY: 1-866-
653-4261.
You have the right to file a police report if you ever experience identity theft or fraud. Please note that in order to file a report with law
enforcement for identity theft, you will likely need to provide some proof that you hav e been a victim. Instances of known or suspected
identity theft should also be reported to law enforcement, your state Attorney General, and the FTC. This notice has not been delayed
by law enforcement.
<>
Enter your Activation Code: <>
Enrollment Deadline: <>
Equifax Credit Watch™ Gold
*Note: You must be over age 18 with a credit file to take advantage of the product
Key Features
• Credit monitoring with email notifications of key changes to your Equifax credit report
• Daily access to your Equifax credit report
• WebScan notifications1 when your personal information, such as Social Security Number, credit/debit card or bank account
numbers are found on fraudulent Internet trading sites
• Automatic fraud alerts2
, which encourages potential lenders to take extra steps to verify your identity before extending credit,
plus blocked inquiry alerts and Equifax credit report lock3
• Identity Restoration to help restore your identity should you become a victim of identity theft, and a dedicated Identity
Restoration Specialist to work on your behalf
• Up to $1,000,000 of identity theft insurance coverage for certain out of pocket expenses resulting from identity theft 4
Enrollment Instructions
Go to www.equifax.com/activate
Enter your unique Activation Code of <> then click “Submit” and follow these 4 steps:
1. Register:
Complete the form with your contact information and click “Continue”.
If you already have a myEquifax account, click the ‘Sign in here’ link under the “Let’s get started” header.
Once you have successfully signed in, you will skip to the Checkout Page in Step 4.
2. Create Account:
Enter your email address, create a password, and accept the terms of use.
3. Verify Identity:
To enroll in your product, we will ask you to complete our identity verification process.
4. Checkout:
Upon successful verification of your identity, you will see the Checkout Page.
Click ‘Sign Me Up’ to finish enrolling.
You’re done!
The confirmation page shows your completed enrollment.
Click “View My Product” to access the product features.
1WebScan searches for your Social Security Number, up to 5 passport numbers, up to 6 bank account numbers, up to 6 credit/debit card numbers, up to 6 email addresses, and up to 10
medical ID numbers. WebScan searches thousands of Internet sites where consumers' personal information is suspected of being bought and sold, and regularly adds new sites to the list of
those it searches. However, the Internet addresses of these suspected Internet trading sites are not published and frequently change, so there is no guarantee that we are able to locate and
search every possible Internet site where consumers' personal information is at risk of being traded. 2
The Automatic Fraud Alert feature is made available to consumers by Equifax
Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC. 3
Locking your Equifax credit report will prevent access to it by certain third parties. Locking your Equifax
credit report will not prevent access to your credit report at any other credit reporting agency. Entities that may still hav e access to your Equifax credit report include: companies like Equifax
Global Consumer Solutions, which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service; companies that provide
you with a copy of your credit report or credit score, upon your request; federal, state and local govern ment agencies and courts in certain circumstances; companies using the information in
connection with the underwriting of insurance, or for employment, tenant or background screening purposes; companies that hav e a current account or relationship with you, and collection
agencies acting on behalf of those whom you owe; companies that authenticate a consumer's identity for purposes other than gr anting credit, or for investigating or preventing actual or
potential fraud; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com.
4
The Identity
Theft Insurance benefit is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant compan y, under group or blanket policies issued to Equifax, Inc., or
its respective affiliates for the benefit of its Members. Please refer to the actual policies for terms, conditions, and excl usions of coverage. Coverage may not be available in all jurisdictions.
P.O. Box 6336
Portland, OR 97228-6336
<>
<>
<>
<>
<>
<>, <> <> <>
<>
RE: Important Security Notification. Please read this entire letter.
Dear <>:
Atlantic Dialysis Management Services, LLC (“ADMS”) writes to notify you of a recent incident that may impact some of your personal
information described below. We take the privacy of information in our care seriously. At this time, there is no indication that any
information has been misused. However, ADMS is providing this notification to you out of an abundance of caution and so that you
may take steps to safeguard your information if you feel is it necessary to do so.
What We Are Doing:
ADMS has taken every step necessary to address the incident and is committed to fully protecting all of the information entrusted to us.
As a safeguard, we have arranged for you to enroll, at no cost to you, in an online credit monitoring service for 24 months through
Equifax. Due to privacy laws, we cannot register you directly. Additional information regarding how to enroll in the complimentary credit
monitoring and identity protection service is enclosed.
What You Can Do:
In addition to enrolling in the complimentary credit monitoring service detailed within, ADMS recommends that you remain vigilant in
regularly reviewing and monitoring all of your account statements and credit history to guard against any unauthorized transa ctions or
activity. If you discover any suspicious or unusual activity on any of your accounts, please promptly change your password and take
additional steps to protect your account, and notify your financial institution or company if applicable. Additionally, pleas e report any
suspicious incidents to local law enforcement and/or your State Attorney General. Please review the additional information below, which
contains more information about steps you can take to protect yourself against fraud and identity theft.
For More Information:
Should you have questions or concerns regarding this matter, please do not hesitate to contact us at 888-564-1179, or write us at 2314
College Point Blvd., Flushing, NY 11356.
Sincerely,
Steven Sotero
Director of Corporate Compliance
Atlantic Dialysis Management Services
STEPS YOU CAN TAKE TO PROTECT YOUR INFORMATION
Monitor Your Accounts
We encourage you to remain vigilant against incidents of identity theft and fraud by reviewing your credit reports/account st atements
and explanation of benefits forms for suspicious activity and to detect errors. Under U.S. law, you are entitled to one free credit report
annually from each of the three major credit reporting bureaus, TransUnion, Experian, and Equifax. To order your free credit report,
visit www.annualcreditreport.com or call 1-877-322-8228. Once you receive your credit report, review it for discrepancies and identify
any accounts you did not open or inquiries from creditors that you did not authorize. If you have questions or notice incorrect information,
contact the credit reporting bureau.
You have the right to place an initial or extended “fraud alert” on a credit file at no cost. An initial fraud alert is a one-year alert that is
placed on a consumer’s credit file. Upon seeing a fraud alert, a business is required to take steps to verify the consumer’s identity before
extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud alert lasting seven years. Should you
wish to place a fraud alert, please contact any of the three credit reporting bureaus listed below.
As an alternative to a fraud alert, you have the right to place a “credit freeze” on a credit report, which will prohibit a c redit bureau
from releasing information in the credit report without your express authorization. The credit freeze is designed to prevent credit, loans,
and services from being approved in your name without your consent. However, you should be aware that using a credit freeze may
delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a new loan, credit,
mortgage, or any other account involving the extension of credit. Pursuant to federal law, you cannot be charged to place or lift a credit
freeze on your credit report. To request a credit freeze, you will need to provide the following information:
1. Full name (including middle initial as well as Jr., Sr., III, etc.);
2. Social Security number;
3. Date of birth;
4. Addresses for the prior two to five years;
5. Proof of current address, such as a current utility or telephone bill;
6. A legible photocopy of a government-issued identification card (e.g., state driver’s license or identification card); and
7. A copy of either the police report, investigative report, or complaint to a law enforcement agency concerning identity theft, if
you are a victim of identity theft.
Should you wish to place a fraud alert or credit freeze, please contact the three major credit reporting bureaus listed below:
TransUnion
1-800-680-7289
www.transunion.com
TransUnion Fraud Alert
P.O. Box 2000
Chester, PA 19016-2000
TransUnion Credit Freeze
P.O. Box 160
Woodlyn, PA 19094
Experian
1-888-397-3742
www.experian.com
Experian Fraud Alert
P.O. Box 9554
Allen, TX 75013
Experian Credit Freeze
P.O. Box 9554
Allen, TX 75013
Equifax
1-888-298-0045
www.equifax.com
Equifax Fraud Alert
P.O. Box 105069
Atlanta, GA 30348-5069
Equifax Credit Freeze
P.O. Box 105788
Atlanta, GA 30348-5788
Additional Information
You can further educate yourself regarding identity theft, fraud alerts, credit freezes, and the steps you can take to protec t your personal
information by contacting the credit reporting bureaus, the Federal Trade Commission (FTC), or your state Attorney General. The FTC
also encourages those who discover that their information has been misused to file a complaint with them. The FTC may be reac hed at
600 Pennsylvania Ave. NW, Washington, D.C. 20580; www.identitytheft.gov; 1-877-ID-THEFT (1-877-438-4338); and TTY: 1-866-
653-4261.
You have the right to file a police report if you ever experience identity theft or fraud. Please note that in order to file a report with law
enforcement for identity theft, you will likely need to provide some proof that you hav e been a victim. Instances of known or suspected
identity theft should also be reported to law enforcement, your state Attorney General, and the FTC. This notice has not been delayed
by law enforcement.
<>
Enter your Activation Code: <>
Enrollment Deadline: <>
Equifax Credit Watch™ Gold
*Note: You must be over age 18 with a credit file to take advantage of the product
Key Features
• Credit monitoring with email notifications of key changes to your Equifax credit report
• Daily access to your Equifax credit report
• WebScan notifications1 when your personal information, such as Social Security Number, credit/debit card or bank account
numbers are found on fraudulent Internet trading sites
• Automatic fraud alerts2
, which encourages potential lenders to take extra steps to verify your identity before extending credit,
plus blocked inquiry alerts and Equifax credit report lock3
• Identity Restoration to help restore your identity should you become a victim of identity theft, and a dedicated Identity
Restoration Specialist to work on your behalf
• Up to $1,000,000 of identity theft insurance coverage for certain out of pocket expenses resulting from identity theft 4
Enrollment Instructions
Go to www.equifax.com/activate
Enter your unique Activation Code of <> then click “Submit” and follow these 4 steps:
1. Register:
Complete the form with your contact information and click “Continue”.
If you already have a myEquifax account, click the ‘Sign in here’ link under the “Let’s get started” header.
Once you have successfully signed in, you will skip to the Checkout Page in Step 4.
2. Create Account:
Enter your email address, create a password, and accept the terms of use.
3. Verify Identity:
To enroll in your product, we will ask you to complete our identity verification process.
4. Checkout:
Upon successful verification of your identity, you will see the Checkout Page.
Click ‘Sign Me Up’ to finish enrolling.
You’re done!
The confirmation page shows your completed enrollment.
Click “View My Product” to access the product features.
1WebScan searches for your Social Security Number, up to 5 passport numbers, up to 6 bank account numbers, up to 6 credit/debit card numbers, up to 6 email addresses, and up to 10
medical ID numbers. WebScan searches thousands of Internet sites where consumers' personal information is suspected of being bought and sold, and regularly adds new sites to the list of
those it searches. However, the Internet addresses of these suspected Internet trading sites are not published and frequently change, so there is no guarantee that we are able to locate and
search every possible Internet site where consumers' personal information is at risk of being traded. 2
The Automatic Fraud Alert feature is made available to consumers by Equifax
Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC. 3
Locking your Equifax credit report will prevent access to it by certain third parties. Locking your Equifax
credit report will not prevent access to your credit report at any other credit reporting agency. Entities that may still hav e access to your Equifax credit report include: companies like Equifax
Global Consumer Solutions, which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service; companies that provide
you with a copy of your credit report or credit score, upon your request; federal, state and local govern ment agencies and courts in certain circumstances; companies using the information in
connection with the underwriting of insurance, or for employment, tenant or background screening purposes; companies that hav e a current account or relationship with you, and collection
agencies acting on behalf of those whom you owe; companies that authenticate a consumer's identity for purposes other than gr anting credit, or for investigating or preventing actual or
potential fraud; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com.
4
The Identity
Theft Insurance benefit is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant compan y, under group or blanket policies issued to Equifax, Inc., or
its respective affiliates for the benefit of its Members. Please refer to the actual policies for terms, conditions, and excl usions of coverage. Coverage may not be available in all jurisdictions.
